Independent (Re)insurance Partner
The risk comes first. The programme follows.
Start a strategic conversation
Independence by Design
"You can't reshape strategy from inside someone else's framework."
Fifteen years in the London Market structuring complex programmes for listed, private and governmental clients. I'd seen too many good businesses carrying risks no one had properly explained to them. So I left to take a sharper approach.
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It starts with your business: how it operates, where its liabilities sit, and what your capital priorities, contracts and risk appetite require. Your risk profile is individual to you, so your programme should be optimised to your profile.
Structured well, (re)insurance is a capital decision.
Transferring the right exposures releases capital that would otherwise sit against your liabilities. That lowers volatility on the balance sheet and frees funds to deploy across the business.
None of this is revolutionary. It's the discipline of focusing on what matters, and keeping the process simple.
Ventures & Tools
Venture
AskPolly
Making insurance make sense for the people who buy it. A plain-English companion for home, car and travel cover, explaining the fine print of each policy.
Visit AskPollyTool
Club Compass
An interactive view of the financials behind the International Group's P&I clubs. It surfaces the trends in the numbers and where the market is heading, so you can read what that means for how you operate.
Visit Club CompassTool
Beacon
An interactive map of the Joint War and Joint Cargo Committee listed areas. It shows where the excluded and high-risk zones fall, and what they mean for your exposures.
Visit BeaconInsights
Fifteen years as a Lloyd's broker · Maritime & Specialty (Re)insurance · Listed, private & governmental clients
If you lead a Maritime or Specialty business and you're no longer sure your (re)insurance reflects how you actually operate, let's talk. Thirty minutes, no pitch. If there's something worth pursuing, we'll find it. If there isn't, you'll know exactly where you stand.
Start a strategic conversationIt comes to me, not a form. I reply personally.